A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. We've made it simple for property managers to approve more renters. These cookies ensure basic functionalities and security features of the website, anonymously. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? We will let you know upfront if we have a solution for you. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. No scam, no fly by night company. Companies can ask for reviews via automatic invitations. Self employed renters are almost one-third of our business. You receive a full refund of the guaranty fee in one business day. Need No Credit Check Apartments or Lease Guarantor? In the event that you fall into that category, please email us at. Yes. More Approvals Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? Easy, done. Home Page [oneappguarantee.com] I am very happy with my new place! Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. Thank you thank you God Bless you. It is a 9 digit number that is fully tri-merged with the Social Security Administration. The Guaranty fee is paid in full prior to the execution of the apartment lease. After filling my BK13, these were the only people willing to work with me. The community amenities include a sparkling pool, community barbecue . Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. Reviews not showing up on Google? Consider their position. We have seen every scenario and we're here to help. You probably won't ever get it back," Coon said. I was turned down and almost forced to reside to live in less than ideal apartments. Id like to The staff was very friendly, and worked with me to secure a lease. It's easier for property managers to say yes to these renters when they have a co-signer. No down time. This is where Insurent steps in to make getting approval a whole lot easier. Ways2Rent provides free second chance rental consultation. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. And that wasn't even the worst possible outcome. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. I then texted the ONE number they have and asked if it was scam. Also, my credit has gone up about 65 points since I signed my lease. It goes against our guidelines to offer incentives for reviews. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. This company however called me answered all my questions. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. If you claim we have charged you anything, you have the wrong company. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. We are not one of those companies. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Never complete the rental application or background check information without making sure the property and landlord are legitimate. Guaranteed Apartment Approval | Complaints | Better Business Bureau Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Ten minutes later, we signed the new updates lease.". We work in all 50 states.No geolocation limit. 198 likes. However, I dont start my job for sixty days. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. You need a new address, email address and telephone number. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. They only get the information they need to approve your rental. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. This cookie is set by GDPR Cookie Consent plugin. The guaranty fee is per lease, not per person. The best part is theyre Nationwide, so even if you have staff in Multiple States, I was able to choose my own rental property while this company credit qualified on my behalf. We are the #1 Apartment Approval Company in the nation. 7 Personal Loans With Guaranteed Instant Approval (2023) - BadCredit.org The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. It does not store any personal data. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? See how weve become the industry leader over the past 8 years. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. Situated at adjacent to Imperial Highway, near State Route 57. The Insurent Program can still assist you if you have a Responsible Party. I expect to receive a bonus in addition to my base salary. Look into the future even if you have a low credit score. He then spent eight years as a content lead on the Windows team at Microsoft. Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! I tried anchoryourassets to secure a lease after my bankruptcy. This company literally helped prevent us from being homeless!! By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Anyone can write a Trustpilot review. Hahaha I asked ONE question!!! Bear in mind, like any other company we do not have solutions for every person that inquires. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Ready to rent a new Home. We process all Rental Credit applications on your behalf! Couldn't believe it when I got approved. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. They're strict, but considering the business they're in, it's to be expected. It was when I reached out to these apartments and asked around that no one had heard of these people. Regardless of your income or past, we'll back you on your lease and help you move forward. thanks again!! Award winning company since 2018. The landlord (or potential scammer) can't run off with your personal information, because they never see it. The Green Dot primor card is unique among bad credit secured credit cards. Yes. Ready to rent a new Home. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. 7 of the worst scams people fall for when renting an apartment After I did my application they worked with me to look for a place I liked. I am self-employed and my earnings vary significantly from year to year. You can search the Insurent database of certified buildings. One month ago I found an apartment that I perfectly fit into but couldn't get approved. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. Call Now lets get you into your new Home. Rebate Offer | Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. Need help Getting Approved. What is the duration of the Insurent Lease Guaranty? Need help Getting Approved. I use them on all leases when an applicant is borderline and I may be on the fence about them. We walk you thru the process. Lori is awesome! Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. It's no surprise that it happens in real estate as well. In the rush and anxiety of finding a new apartment, you might be willing to pay whatever it takes to take the apartment you want off the market. If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Each of our second chance rental specialist has the experience and expertise in their perspective fields. Evictions, Broken Lease, Bad Credit, etc. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. thanks for all your help to secure a new apartment. The cookie is used to store the user consent for the cookies in the category "Other. At that point I wasted 4 months and $1400. A C.P.N. I'm so glad I did! Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? However, you may visit "Cookie Settings" to provide a controlled consent. amanda was so helpful and easy to work with! In the event that you fall into that category, please email us at, Yes. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. Well I got approved. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. We get you in. We are the #1 Apartment Approval Company in the nation. Rental Guarantor Service | Renter Information - Insurent Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. They did not get approved. Our Program has a 100% success rate for approvals. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. We also qualify international students with Responsible Parties. CONTACTING THE *** But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. ********************************************************. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Nor has any organization such as the BBB contacted us. I'm in the process of using their service now. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. We are a FREE referral service. Bark to their hearts content when they don't get what they want or the attention they want. We help people get their new homes since 2014 non-stop. 4: MOVE IN Our program eliminates the hassle of finding a suitable co-signer. The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. This is clearly stated on our website along with "regardless if you write a negative review" we will not be strong armed into helping you when we cannot. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". But even that may not be enough. Fill out the lease guaranty application online and send us your paperwork. I received excellent service from this company. Is the Insurent Lease Guaranty offered for rent-stabilized apartments? THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. Now, I've been able to purchase a home and get back on my feet. United States | Second Chance Rental Program - Ways 2 Rent About 250 E Acacia St. YOUR APPROVAL IS 100% GUARANTEED. Can never thank this service enough for helping me and my family seriously. Their friendly After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. Apply at a participating property. They're taking a big risk on you. November 2007. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! for ways to Increase their Employee Overall Job Satisfaction. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. Your landlord could even place a lien against you for compensation of the damages.". However, what you can expect is an honest response from us, as always. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Opt-In Form- Get Free Email Updates! I am a non-U.S. person with no U.S. credit history. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. I highly recommend them if you need to be approved for an apartment and your credit is "not so good." Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Yes. Downtown Brea Apartments for Rent. Bait-and-switching can take various forms. 250 E Acacia St. Maplewood Apartment Homes. Brokers and Leasing Agents benefit by being able to close deals quickly. View rentals, browse photos and more! Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Just stay clear. We can make it work. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. But opting out of some of these cookies may affect your browsing experience. Our Home Approval Program makes it easy. After I found one i liked they started me with 500 towards my total service fee. A roommate who is not a signatory does not need to submit an application to Insurent. In the event that you fall into that category, please email us at, Yes. Enjoy your new home and know we've got your back. If you can prove your income, we make it work. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? I would recommend this company. Guaranteed Apartment Approval Reviews, Ratings - BirdEye We've. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Every building and landlord will have a slightly . If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Services - Apartment Approval Asap Ive been trying to call i need to know if you all help in nashville tn area. Apartment CoSigner Guarantor | True No Credit Check Luxury Renting is Here This business preys on those asking for help. Nardo's story is not uncommon. Can the Insurent Program help me if I have no U.S. based credit history? The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Verification can help ensure real people write reviews about real companies. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. I would like a refund for the $620 admin fee. I always got a prompt response from them when I texted. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. My credit got damaged years ago due to a divorce. Guranteed Apartment Approvals | Houston TX - Facebook It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. See Fewer. Read these reviews Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. Can I qualify for the Insurent Lease Guaranty? Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. GREAT LOCATION! Work more efficiently with pre-approved renters. We screen and stand behind renters we verify. We get you Approved.Fast Affordable Reliable. "If it doesn't feel right, it probably isn't right," Mermelstein said. Home - Apartment Approval Asap Bums!!! What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Anchoryourassets eventually kept all my money and even the deposit I had placed. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping!

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